As of October 28, 2026, the Citi AAdvantage Platinum Select World Elite Mastercard is set to change on January 24, 2027. The annual fee rises from $99 to $150, still waived the first year, while the card adds up to $100 a year in inflight credits and an annual Walmart+ membership. Here is how to decide whether the Citi AAdvantage Platinum Select card is still worth keeping.
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What changes on the Citi AAdvantage Platinum Select card on January 24, 2027
As of October 28, 2026, the changes to the Citi AAdvantage Platinum Select World Elite Mastercard take effect on January 24, 2027. The headline change is the annual fee, which rises from $99 to $150. The fee is still waived for the first year, so a new applicant does not pay it up front. An existing cardholder, however, should expect the higher fee to appear at a renewal that falls after the effective date. Nothing about the fee changes before January 24, 2027, which leaves you a few months to decide how the card fits your wallet.
The new inflight credit and Walmart+ membership
Alongside the higher fee, the card adds up to $100 per calendar year in inflight credits. That credit replaces the old 25% discount, so the value now depends on how much you spend onboard rather than on a percentage. The card also includes an annual Walmart+ membership. Each of these perks has real value only for the right cardholder: the inflight credit rewards people who regularly buy food, drinks or wifi on American Airlines flights, and the Walmart+ membership rewards people who would otherwise pay for it or already shop there often.
Who may come out ahead on the higher fee
The change tends to favor cardholders who will use both perks. If you already take American Airlines flights, buy something onboard most trips and would pay for Walmart+ anyway, the new credits can offset the $51 increase. That math is simple to check: compare the extra cost of the higher fee with the value of the credits you expect to use in a normal year, and count only the benefits you would really use.
Who should rethink keeping the card
Cardholders who rarely buy anything onboard, or who would never use Walmart+, may find the higher fee harder to justify. A credit you never use is not a saving, and a membership you do not want does not offset a larger annual fee. If that describes you, the decision to renew deserves a second look, including whether another card in your wallet already covers the same ground. This is general information, not personal financial advice, so base the final call on your own spending.
What to check before your renewal date
Look up when your next annual fee posts and whether it falls after January 24, 2027. Check how you currently use the existing discount so you can compare it with a credit of up to $100 a year. Confirm the final terms of the credit and the Walmart+ membership on the issuer's own pages before you rely on them, because details such as eligibility and enrollment can matter. Keep the decision tied to your own habits instead of the headline numbers.
What is still worth confirming
The accepted facts here cover the fee, the effective date, the inflight credit and the Walmart+ membership. Anything beyond those items, such as other benefit tweaks or how the changes apply to a specific account, should be confirmed directly with the issuer. Treat this guide as a starting point for the comparison rather than a substitute for the card terms you receive.