The IHG One Rewards Premier Select Credit Card is a newly launched co-branded hotel card, and its pitch is simple: pay a $350 annual fee and get back an airline credit, an anniversary night and automatic status. This guide to the Premier Select card's perks explains how each benefit works, who is likely to come out ahead, and what to confirm before you apply. Last checked October 30, 2026.
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How the Premier Select card's perks add up
The airline credit is $200 per year for direct airline purchases of at least $250. It can be used once per calendar year through December 31, 2027. Because the purchase must be at least $250 in a single transaction, the credit is easiest to use when you already plan to book a flight directly with an airline. If your trips are mostly drives or hotel-only weekends, this is the benefit most likely to go unused.
On the hotel side, cardholders receive an anniversary free night worth up to 60,000 points, a fourth night free on four-night stays booked with points, and automatic IHG Platinum Elite status. The anniversary night is the largest recurring perk, but its value depends on where you redeem it. A night at a modest property is worth far less than one at a high-priced resort, and the up-to-60,000-point cap means some top-tier hotels may still need extra points.
Everyday earning is strongest on IHG stays. The card is reported to earn 12 points per dollar at IHG hotels, and 28 points per dollar when Platinum Elite status is included. Dining and travel purchases earn 6 points per dollar, and all other purchases earn 3 points per dollar. Those rates reward heavy IHG loyalty more than general spending, so compare them with the card you would otherwise use for groceries and gas.
Welcome offer and the $350 fee: what to weigh
The limited-time welcome offer is 200,000 points after you spend $5,000 within three months. That is a meaningful spending requirement, so it works best if the spending fits purchases you were already planning. Chasing a bonus with spending you would not otherwise do can wipe out the value you were hoping to gain. Because the offer is described as limited-time, confirm the current amount and deadline on the issuer page rather than relying on an older summary.
| Benefit | What the card provides | What to check |
|---|---|---|
| Airline credit | $200 per year for direct airline purchases of at least $250, through December 31, 2027 | Whether you book flights directly with an airline |
| Anniversary night | A free night worth up to 60,000 points | The hotel you would redeem it at and any extra points needed |
| Fourth night free | On four-night stays booked with points | Whether you take stays of four nights or longer |
| Elite status | Automatic IHG Platinum Elite | Whether you already hold equal or higher status |
| Welcome offer | 200,000 points after $5,000 in three months | Whether the spending fits your normal budget |
A reported worked example compared these perks against a $2,289 hotel stay and estimated about $572 saved on a single night through the fourth-night-free redemption. Treat that as one illustration. Point valuations and the savings on any single trip are estimates, and your own result depends on the hotel, the dates and how many points you spend.
Who should skip the Premier Select card
The card is a poor fit if you stay at IHG properties only occasionally, rarely book flights directly with an airline, or would struggle to reach $5,000 in spending within three months without changing your habits. In those cases the $350 fee is hard to recover, and a no-fee card or a different hotel card may serve you better. It makes more sense if you already favor IHG, will use the airline credit and will redeem the anniversary night for a stay worth well above the points cap.
