As of October 30, 2026, several transfer bonuses from Amex Membership Rewards, Capital One Miles and Citi ThankYou Points are reported to end on October 31, the day after this guide. A transfer bonus gives you extra miles or points when you move a flexible currency to an airline or hotel program, so a deadline this close matters only if you were already planning to book an award. This guide lists the reported offers, explains who should act and who should skip them, and shows how to check the terms before you move anything.
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Which transfer bonuses end on October 31
Three of the reported offers share the October 31 deadline. Amex Membership Rewards members are reported to get a 25% bonus when transferring to Air France-KLM Flying Blue, which raises the rate from 1:1 to 1:1.25. Capital One Miles holders are reported to get a 20% bonus on transfers to British Airways Avios, a 1:1.2 rate. Citi ThankYou Points holders are reported to get a bonus of 15% to 35% on transfers to Qatar Airways Privilege Club, with the percentage depending on how many points move at once. The Qatar offer runs through October 31, 2026.
| Transfer | Reported bonus | Reported end date |
|---|---|---|
| Amex Membership Rewards to Flying Blue | 25% (1:1.25) | October 31 |
| Capital One to British Airways Avios | 20% (1:1.2) | October 31 |
| Citi ThankYou to Qatar Airways Privilege Club | 15% to 35% by transfer size | October 31, 2026 |
| Capital One to Virgin Atlantic and Virgin Red | 30% | November 20, 2026 |
| Amex Membership Rewards to Marriott Bonvoy | 35% | December 10 |
Transfer bonuses that run past October 31
Two reported offers give you more time. Capital One Miles to Virgin Atlantic Flying Club and Virgin Red carries a 30% bonus through November 20, 2026. Amex Membership Rewards to Marriott Bonvoy carries a 35% bonus until December 10. Because these run longer, there is no reason to rush a transfer just because the October 31 offers are ending. If you only need Virgin or Marriott points, you can book the award first, confirm availability, and move points closer to the booking.
How to decide whether a transfer bonus is worth using
Start with the trip, not the bonus. A bonus improves the price of an award only when the program already offers a redemption you want and has space on your dates. Look up the exact award, compare its taxes and fees with the cash fare, and then work out how many points you need after the bonus. Transfers to airline and hotel programs are generally one-way, so moving points before you confirm availability can leave you with miles you cannot use. If the award is not bookable today, a bonus that ends tomorrow is not a reason to transfer.
The offers fit best for cardholders who already hold Membership Rewards, Capital One Miles or ThankYou Points and have a specific flight in mind with Flying Blue, British Airways or Qatar Airways. They fit less well for anyone who is collecting points without a plan, or who expects to use the points much later. Bonuses and transfer ratios change often, so a reason to wait is not a reason to miss a trip you were ready to book.
Steps to take before the transfer bonuses end
First, log in to the rewards account and open the transfer partner list to see whether the bonus appears for you. Second, search award availability in the airline or hotel program for the exact dates you want. Third, price the award in points and add the reported bonus to work out how many points you need to move. Fourth, transfer only that amount, and keep the rest in your flexible currency. Finally, book the award right away, since award space can disappear after a transfer arrives.