Wyndham Rewards Earner Business Benefits, Credits & Annual Fee

• Wholesale Membership Club Statement Credit$65 / yrTrackable

  Get a $65 statement credit for qualifying wholesale transactions. Use your card to spend at least $65 total on qualifying wholesale transactions during a calendar year to trigger the single credit. The spending threshold resets each January 1.

  Resets: Calendar yearChecked Sep 30, 2026
• Accounting Software Statement Credit$50 / yrTrackable

  Get up to $50 in statement credits for qualifying accounting software purchases. Pay with your card, and credits will match qualifying purchase amounts until you reach the annual limit. The $50 cap applies per calendar year, from January 1 through December 31.

  Resets: Calendar yearChecked Sep 30, 2026
• Anniversary Points Bonus15,000 pts / yrTrackable

  Each year on your account anniversary, 15,000 Wyndham Rewards points are automatically added to your account - no action needed. That's enough for two award nights at entry-level properties, which cost 6,750 points per night after the cardmember discount.

  Resets: Card anniversaryChecked Jul 4, 2026

Travel Benefits

• 20% Fewer Points on Award Night Redemptions20% / yr

  Redeem 20% fewer Wyndham Rewards points for Go Free award nights, so free nights can start at just 6,000 points at participating properties. Discount applies at booking with no extra steps.

  Checked Sep 14, 2026
• Discount on Paid Stays

  When booking a paid stay at a participating Wyndham property, log in to your Wyndham Rewards account and look for the cardmember rate to access a discounted price. Note that not every property participates, so availability of the discount can vary by location.

  Checked Jul 4, 2026

Hotel Status

• Wyndham Rewards Diamond Status

  Automatically receive Wyndham Rewards Diamond member level, including suite upgrades and a welcome amenity at check-in at select hotels.

  Checked Sep 14, 2026

Bonus Earnings

• 8x Points at Hotels by Wyndham8x points

  Earn 8 Wyndham Rewards points per $1 on eligible purchases at Hotels by Wyndham, including Wyndham Travel Bundles.

  Checked Sep 30, 2026
• 5x Points on Vacation Club, Gas, EV, Marketing, Office, Shipping5x points

  Earn 5 Wyndham Rewards points per $1 on eligible vacation club, gas, EV charging, marketing, advertising, office supply store, and shipping purchases.

  Checked Sep 30, 2026
• 1x Points on Other Purchases1x points

  Earn 1 Wyndham Rewards point per $1 on all other purchases (excluding Wyndham Vacation Club down payments).

  Checked Sep 30, 2026

Dining Benefits

• Dine Out with Wyndham Rewards Enrollment

  You may be automatically enrolled in the Dine Out with Wyndham Rewards program as a cardmember. Check your enrollment and program details at dineout.wyndhamrewards.com before using it. Participation is subject to the program’s online terms and conditions.

  Checked Sep 30, 2026

Purchase Protection

• Extended Warranty Protection

  Extended Warranty Protection helps extend warranty coverage for eligible items you purchase. Use it for a covered item when its applicable warranty needs attention, subject to the benefit’s terms. Not every purchase or warranty qualifies; check the coverage terms before relying on it.

  Checked Oct 9, 2026

Fees & Miscellaneous

• Visa SavingsEdge Program Access

  Visa SavingsEdge lets you earn automatic cash back at select business merchants simply by paying with this card. Register your card at savingsedge.visa.com to activate, and savings will appear as statement credits after qualifying purchases post to your account.

  Checked Jul 4, 2026
• Complimentary Employee Cards

  You can add cards for your employees at no additional cost, and all points earned from their purchases flow into your rewards account. Keep in mind that you, as the primary cardholder, are responsible for any charges made on those employee cards.

  Checked Jul 4, 2026
• No Foreign Transaction Fees

  No foreign transaction fees on purchases made outside the U.S. or in a foreign currency.

  Checked Sep 26, 2026
• Points Payback Statement Credit Redemption

  Turn Wyndham Rewards points into a statement credit on your card account. Redeem points against a purchase you made with your card within the last 90 days. Purchases older than 90 days do not qualify for this redemption.

  Checked Sep 30, 2026