US Bank
US Bank Altitude Go Benefits, Credits & Annual Fee
No annual fee
The U.S. Bank Altitude Go is a no-annual-fee card built for everyday spending, especially dining. It earns 4x points on dining, 2x on groceries, gas, and streaming, and 1x on everything else - ideal for beginners or anyone wanting simple, broad rewards.
- 4xDining
- 2xStreaming +2
$15/yr in credits · $0 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 14, 2026
US Bank Altitude Go at a Glance: No Annual Fee, Issuer and Rewards
- Annual fee:
- No annual fee
- Issuer:
- US Bank
- Credits:
- 1 recurring, up to $15 a year
US Bank Altitude Go Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Dining | 4x | |
| Groceries | 2x | |
| Gas | 2x | |
| Streaming | 2x | |
| Everything else | 1x |
Who Should Get the US Bank Altitude Go?
The US Bank Altitude Go fits people who spend most on dining (4x) and groceries (2x). It has no annual fee, so it costs nothing to keep.
Is the US Bank Altitude Go Worth It?
The US Bank Altitude Go has no annual fee. Creddy lists 1 trackable credit worth up to $15 a year if you use it, so anything you use is value on top of your rewards.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
US Bank Altitude Go Welcome Bonus
- 20,000 bonus points
$1,000 eligible net purchases First 90 days from account opening One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Go Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer. Eligible purchases exclude cash advances, balance transfers, cash equivalents, fees, interest, betting, lottery and certain prepaid/currency purchases. Offer cannot be combined with other bonus offers and is subject to credit approval.
Checked Oct 14, 2026Source
Offer history
- Usual
- 20K points
- Highest seen
- 20K points
Tracked since Oct 2024
US Bank Altitude Go Statement Credits and When They Reset
- Annual Streaming Credit$15 / yrTrackable
Pay at least one streaming service bill with your card each month for 11 consecutive months and you'll receive a $15 statement credit toward streaming subscriptions. Eligible services include Netflix, Spotify, and Apple TV+. The credit resets annually.
Resets: Cardmember yearChecked Jul 4, 2026
More US Bank Altitude Go Card Benefits
Bonus Earnings
- 4X Points on Dining4x points
Earn 4X points on dining, takeout and restaurant delivery on your first $2,000 in net purchases each quarter.
Checked Oct 2, 2026 - 2X Points on Streaming, Groceries, and Gas/EV Charging2x points
Earn 2X points on streaming services, at grocery stores, and at gas stations/EV charging stations.
Checked Oct 1, 2026 - 1X Points on All Other Eligible Purchases1x points
Earn 1X point on all other eligible purchases.
Checked Oct 1, 2026
Fees & Miscellaneous
- Point Transfers Between Altitude Go and Altitude Connect Accounts
Move points you've earned to other qualifying U.S. Bank Altitude Go or Altitude Connect accounts. You can transfer up to 20,000 points per calendar year. The receiving account must qualify.
Checked Oct 9, 2026 - Charitable Redemption Match
Get a 100% match when you redeem points toward a monetary charitable contribution. Choose the charitable contribution option when redeeming your points, and U.S. Bank matches the contribution. The match applies to points redeemed for monetary charitable contributions, not other redemption types.
Checked Oct 7, 2026 - No Annual Fee
This card carries no annual fee, so you can earn rewards and access card benefits year after year without paying anything to keep the account open.
Checked Jul 4, 2026
US Bank Altitude Go vs Other US Bank Cards
- Korean Air Skypass BlueNo annual fee
- US Bank Altitude ConnectNo annual fee
- US Bank Cash+No annual fee
- US Bank SmartlyNo annual fee
Related credit card guides
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Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
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US Bank Altitude Go FAQs
Is the U.S. Bank Altitude Go worth the annual fee?
Compare US Bank Altitude Go's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits does Creddy list for U.S. Bank Altitude Go?
Creddy's September 26, 2026 catalog lists Annual Streaming Credit, 4X Points on Dining for US Bank Altitude Go. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with US Bank. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.
What is the annual fee for the U.S. Bank Altitude Go?
Creddy's catalog lists a $0 annual fee for US Bank Altitude Go as checked on September 26, 2026. Confirm current pricing and any additional-card fees with US Bank before applying or renewing.
Does the U.S. Bank Altitude Go come with a welcome bonus?
Welcome offers for US Bank Altitude Go can change and may depend on your application or account history. Check US Bank's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the U.S. Bank Altitude Go?
US Bank Altitude Go may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the U.S. Bank Altitude Go compare to other U.S. Bank cards?
Compare US Bank Altitude Go with other US Bank cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.