Free credit card benefits tracker spreadsheet
Keep benefit allowances, usage and upcoming reset dates in one file. The template is manual and works offline.
Open in Excel or import into Google Sheets. Replace the clearly marked example row with your first benefit.
What the template includes
The workbook has a Start here sheet with setup steps and a Benefits sheet with room for 100 benefits. Each row has columns for the card, the benefit, its reset period, the allowance, the amount used, what remains, the next reset date, whether enrollment is needed, and notes. The Remaining column is a formula, so it updates as you record usage.
How to use it
Add one row for each credit or perk. Enter the allowance, amount used and next reset date. The remaining column updates from those amounts.
Check current issuer terms for enrollment, qualifying purchases and expiration. Avoid entering full card numbers or passwords.
Frequently Asked Questions
Is the credit card benefits tracker spreadsheet free?
Yes. Download the XLSX template from getcreddy.com/tools/credit-card-benefits-tracker-spreadsheet without paying or creating an account.
What does the credit card benefits tracker spreadsheet template include?
Columns for card, benefit, reset period, allowance, amount used, next reset date, enrollment and notes, with remaining value calculated automatically from your entries.
Can I use the spreadsheet template on Google Sheets?
Yes. Import the XLSX file into Google Sheets (File > Import) and check that the formulas carried over.
How is the spreadsheet template different from using Creddy directly?
The spreadsheet is a manual file you maintain yourself. Creddy pre-loads supported cards' benefits and sends reminders before resets, without a bank connection.
How do I customize the spreadsheet template for my own cards?
Replace the example row, add one row per benefit and enter each benefit's allowance and next reset date. Confirm the terms with your issuer.