MGM Rewards Iconic World Elite Mastercard

• $200 MGM Resort Credit$200 / yrTrackable

  Get a $200 Resort Credit when the account is opened and again each card anniversary, for room charges such as resort fees, dining, spa and entertainment. The primary cardholder redeems it at the MGM Rewards Desk while checked in at a participating MGM Resorts destination, where it posts as 20,000 MGM Rewards Points. Each year's credit must be redeemed within 12 months or it is forfeited.

  Resets: Card anniversaryChecked Oct 21, 2026Source
• Global Entry or TSA PreCheck Credit$120 / 4yrTrackable

  Get one statement credit of up to $120 every 4 years for a Global Entry or TSA PreCheck application fee charged to the card. It is credited within 6 to 8 weeks of the transaction.

  Checked Oct 21, 2026Source

Travel Benefits

• Complimentary Night up to $250 After $25,000 Spend$250 / yrTrackable

  Earn a complimentary night worth up to $250 each card anniversary after spending $25,000 in the card year. It posts as an Iconic Free Night Bonus, is redeemed by the primary cardholder at the MGM Rewards Desk while checked in at a participating MGM Resorts destination, and must be used within 12 months.

  Resets: Card anniversaryChecked Oct 21, 2026Source
• Free Self-Parking at MGM Rewards Destinations

  Self-parking is complimentary for MGM Rewards Mastercard cardholders at participating MGM Rewards destinations. Insert your MGM Rewards card at the exit gate. Parking is subject to availability, which may vary by location and tier status.

  Checked Oct 21, 2026Source
• Priority Hotel Check-In

  Cardholders get priority hotel check-in at MGM Rewards destinations.

  Checked Oct 21, 2026Source
• World Elite Mastercard Concierge and Travel Services

  World Elite Mastercard benefits include a complimentary 24/7 concierge and a suite of travel and lifestyle services with amenities, upgrades and offers for hotels, air travel and car rentals.

  Checked Oct 21, 2026Source

Lounge Access

• Priority Pass Digital Lounge Membership

  Cardholders get a Priority Pass digital lounge membership covering 1,700+ lounges in 145+ countries. Lounge visits are pay as you go at $35 per person. FNBO lists the membership as a $99 value.

  Checked Oct 21, 2026Source

Hotel Status

• 10,000 Tier Credit Bonus After $25,000 Spend

  Earn a bonus of 10,000 MGM Rewards Tier Credits each card anniversary after spending $25,000 in the card year. Allow up to 8 weeks for the Tier Credits to post.

  Checked Oct 21, 2026Source
• Automatic MGM Rewards Pearl Status

  Cardholders are upgraded to MGM Rewards Pearl Status automatically and stay at least Pearl as long as the account is open and in good standing.

  Checked Oct 21, 2026Source

Travel Insurance

• Trip Cancellation and Interruption Insurance

  Get reimbursed for nonrefundable trip payments, or the cost of returning home early on a common carrier, if a covered trip is cancelled or interrupted by a covered loss such as sudden illness or injury. The entire trip cost must be paid with the card. Secondary coverage; see the Guide to Benefits for limits.

  Checked Oct 21, 2026Source
• Trip Delay Insurance

  If a trip paid with the card is delayed 6 hours or more by a covered loss, such as bad weather or sudden illness, you are reimbursed for covered expenses including meals and lodging. Secondary coverage; see the Guide to Benefits for limits.

  Checked Oct 21, 2026Source

Bonus Earnings

• 1x Points on All Other Purchases1x points

  Earn 1 MGM Mastercard Point and 1 Tier Credit per $1 spent everywhere else.

  Checked Oct 21, 2026Source
• 2x Points at Gas Stations and Grocery Stores2x points

  Earn 2 MGM Mastercard Points and 2 Tier Credits per $1 spent at gas stations and grocery stores.

  Checked Oct 21, 2026Source
• 2x Points on Hotels and Dining2x points

  Earn 2 MGM Mastercard Points and 2 Tier Credits per $1 spent at hotels and dining.

  Checked Oct 21, 2026Source
• 6x Points at MGM Rewards Destinations6x points

  Earn 6 MGM Mastercard Points and 6 Tier Credits per $1 spent at MGM Rewards destinations. Points can be redeemed for SLOT DOLLARS or MGM Rewards Points.

  Checked Oct 21, 2026Source

Purchase Protection

• Mastercard ID Theft Protection

  Monitor your credit file for fraud, get alerts about suspicious activity, and get help from a resolution specialist.

  Checked Oct 21, 2026Source
• Mastercard Zero Liability Protection

  You are not responsible for unauthorized purchases made with your card, whether in store, by phone or online. Certain terms and restrictions apply.

  Checked Oct 21, 2026Source

Fees & Miscellaneous

• $249 Annual Fee$249 / yr

  The MGM Rewards Iconic World Elite Mastercard has a $249 annual fee.

  Checked Oct 21, 2026Source
• No Foreign Transaction Fees

  The card charges no foreign transaction fees.

  Checked Oct 21, 2026Source
• Points Do Not Expire With Card Use

  MGM Mastercard Points do not expire as long as you use your card. See mgmrewards.com for MGM Rewards program rules on earning, redemption and expiration.

  Checked Oct 21, 2026Source