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Best Credit Cards for No Annual Fee

Cards that cost nothing to keep, ranked by their flat everyday earning rate.

Citi Double Cash card art

Citi

2x points ≈ 3% back (1.5¢/pt)

3% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure
Bank of America Business Advantage Unlimited Cash card art

Bank of America

2.44% cash back

2.44% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure
Chase Freedom Unlimited card art

Chase

1.5x points ≈ 2.25% back (1.5¢/pt)

2.25% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure
Chase Ink Unlimited card art

Chase

1.5x points ≈ 2.25% back (1.5¢/pt)

2.25% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure
Capital One Quicksilver card art

Capital One

1.5x miles ≈ 2.18% back (1.45¢/pt)

2.18% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure
Capital One Spark 1.5% Cash Select card art

Capital One

1.5x miles ≈ 2.18% back (1.45¢/pt)

2.18% backBase rateNo annual fee
Capital One Spark 1.5% Miles Select card art

Capital One

1.5x miles ≈ 2.18% back (1.45¢/pt)

2.18% backBase rateNo annual fee
Wells Fargo Active Cash card art

Wells Fargo

2% cash back

2% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure
Amex Blue Business Cash card art

American Express

2% cash back

2% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure
Amex Blue Business Plus card art

American Express

2% cash back

2% backBase rateNo annual fee
Apply nowWe may earn a commission — see disclosure