Elan
Fidelity Rewards Visa
No annual fee · Earns Cash Back
A no-annual-fee Visa Signature cash-back card that earns 2 points per dollar on everything. Best for Fidelity customers who want to deposit rewards into investment, retirement, or savings accounts.
- 2xEverything Else
- $100Global Entry
$25/yr in credits · $0 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 9, 2026
Fidelity Rewards Visa at a Glance: No Annual Fee, Issuer and Rewards
- Annual fee:
- No annual fee
- Issuer:
- Elan
- Rewards:
- Cash Back
- Credits:
- 1 recurring, up to $25 a year
Fidelity Rewards Visa Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Everything else | 2% |
Bonus category rates for this card are still being added.
Who Should Get the Fidelity Rewards Visa?
The Fidelity Rewards Visa fits people who want one flat rate: 2% on every purchase. It has no annual fee, so it costs nothing to keep.
Is the Fidelity Rewards Visa Worth It?
The Fidelity Rewards Visa has no annual fee. Creddy lists 1 trackable credit worth up to $25 a year if you use it, so anything you use is value on top of your rewards.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Fidelity Rewards Visa Statement Credits and When They Reset
- Global Entry / TSA PreCheck Application Fee Reward Points$100 / 4yrTrackable
Get up to $100 in Reward Points back when you pay the application fee for Global Entry or TSA PreCheck. Pay the fee with your Fidelity Rewards Visa. Points are earned on the application fee, up to $100, and you can apply for either program.
Checked Oct 9, 2026
Fidelity Rewards Visa Travel Benefits
Rental Car
- Auto Rental Collision Damage Waiver
Covers damage or theft of a rental car, up to $75,000, at no extra cost. Decline the rental company's collision coverage and pay for the rental with your card. Coverage terms, exclusions, and eligible rentals are set out in your card's benefits guide.
Checked Oct 9, 2026
Travel Insurance
- Emergency Medical and Dental Coverage
Covers emergency medical and dental costs if you need care while traveling. Pay for your trip with your Fidelity Rewards Visa to activate it. Coverage applies only to covered trips, so check your card's benefits guide for limits and exclusions.
Checked Oct 9, 2026
More Fidelity Rewards Visa Card Benefits
Bonus Earnings
- 2 Points per $1 on Eligible Net Purchases2x points
Earn 2 Points for every $1 you spend on eligible net purchases with your Fidelity Rewards Visa Signature Card. Points add up automatically as you shop. Net purchases are purchases minus returns and credits, and some transactions may not earn points.
Checked Oct 9, 2026
Purchase Protection
- Zero Fraud Liability
You aren't responsible for fraud on your account. The card reimburses 100% of losses from unauthorized use. Report any charges you don't recognize to the card issuer as soon as you spot them so they can be investigated.
Checked Oct 9, 2026
Fees & Miscellaneous
- 529 College Savings Plan Rewards Deposit
You can send your rewards straight into a Fidelity-managed 529 college savings plan and keep the full 2% value. Contributions are still subject to IRS rules and the plan's own limits.
Checked Oct 9, 2026 - Automated Savings into Multiple Fidelity Accounts
Set your points to redeem automatically at the end of each month into one or more eligible Fidelity accounts. You can also skip automation and redeem on demand from the Rewards Center. Link each account to your card first.
Checked Oct 9, 2026 - Flexible Reward Redemption Options
Redeem your Points for a cash deposit into an eligible Fidelity account, travel, merchandise, gift cards, or a statement credit. Choose your reward when you redeem through your rewards account. Redemption values and minimums can vary by option.
Checked Oct 9, 2026 - No Annual Fee
The card has no annual fee. You pay nothing each year to keep it open and keep earning rewards and using its benefits.
Checked Oct 9, 2026 - No Foreign Transaction Fees
Use your card abroad or for purchases in foreign currencies without paying extra foreign transaction fees. Just pay with the card as usual when you travel or shop with international merchants. Standard card terms and your normal purchase rate still apply.
Checked Oct 9, 2026 - Retirement Account Rewards Deposit
Redeem your rewards as a deposit into an eligible Fidelity IRA, including Traditional, Roth, Rollover, and SEP IRAs. Deposits count toward IRS contribution limits. Fidelity-managed workplace 401(k) plans don't qualify.
Checked Oct 9, 2026
Fidelity Rewards Visa vs Similar Cards
- Amex Blue Cash EverydayNo annual fee
- Amex Cash MagnetNo annual fee
- Apple CardNo annual fee
- Bank of America Unlimited Cash RewardsNo annual fee
Related credit card guides
How to Track Credit Card Benefits Without a Spreadsheet
Build a reliable system for tracking statement credits, card perks, reset dates, and reminders without maintaining a complicated spreadsheet.
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Calculate Credit Card Value vs. the Annual Fee
Compare the value you actually receive from a credit card with its annual fee using realistic credits, rewards, and perks.
Fidelity Rewards Visa FAQs
What is the Fidelity Rewards Visa annual fee?
No annual fee
What are the best Fidelity Rewards Visa benefits?
Global Entry / TSA PreCheck Application Fee Reward Points ($100 / 4yr)