Chase
IHG Premier Select
$350 / yr · Earns IHG
A $350 per year IHG hotel card for frequent IHG guests. It earns 12X points at IHG hotels, 6X on dining and all other travel and 3X on everything else. It includes automatic Platinum Elite status, 20 Elite Night Credits each year, an Anniversary Free Night up to 60,000 points, up to $300 a year in IHG food and beverage rewards and a $200 airline credit.
$820/yr in credits · $350 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 24, 2026
IHG Premier Select at a Glance: $350 Annual Fee, Issuer and Rewards
- Annual fee:
- $350 / yr
- Issuer:
- Chase
- Rewards:
- IHG
- Credits:
- 6 recurring, up to $820 a year
IHG Premier Select Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Hotels | 12x | |
| Dining | 6x | |
| Travel general | 6x | |
| Everything else | 3x |
Who Should Get the IHG Premier Select?
The IHG Premier Select fits people who spend most on hotels (12x) and dining (6x). Its $350 annual fee makes sense if the $820 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway.
Is the IHG Premier Select Worth the $350 Annual Fee?
The IHG Premier Select costs $350 a year. Creddy lists 6 trackable credits worth up to $820 a year if you use every one, $470 more than the fee. You break even once you use about 43% of that credit value, so count only the credits you would use anyway.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
IHG Premier Select Statement Credits and When They Reset
- Food and Beverage Rewards at IHG Hotels$75 / qtrTrackable
Get a Food and Beverage Reward voucher of up to $75 each calendar quarter, up to $300 a year, for eligible food and beverage on your room bill at participating IHG Hotels and Resorts.
- Airline Statement Credit$200 / yrTrackable
Get a $200 statement credit once per calendar year after you spend at least $250 with your card on flight tickets bought directly from the airline. Available through 12/31/27.
- Global Entry, TSA PreCheck, or NEXUS Application Fee Statement Credit$120 / 4yrTrackable
Get a statement credit of up to $120 every four years for the Global Entry, TSA PreCheck or NEXUS application fee when you charge it to your card.
- DoorDash Non-Restaurant Monthly Discount$10 / moTrackableEnrollment required
Get up to $10 off each month on one DoorDash order for groceries, everyday essentials and other non-restaurant items through Dec 31, 2027, while you stay enrolled in Chase DashPass. For DashPass activations on or after Sep 1, 2026.
- United Airlines TravelBank Cash Deposit$25 / 6moTrackableEnrollment required
After you register your IHG One Rewards Premier Select card with your MileagePlus account, receive a $25 United TravelBank Cash deposit for January to June and another for July to December, up to $50 each calendar year.
- Instacart Monthly Credit$10 / moTrackableEnrollment requiredMin charge $10
Get a $10 Instacart credit each month, up to $120 per calendar year, on purchases made directly through Instacart with your card. An active Instacart+ membership is required. Unused credit does not roll over. Benefits end 12/31/27.
IHG Premier Select Travel Benefits
Travel Benefits
- Anniversary Free NightTrackable
Each year after your account anniversary, receive a Free Night at IHG Hotels and Resorts with a redemption cap of 60,000 points. You can add points from your IHG One Rewards account to book a hotel above the cap. Redeem and complete the stay within 12 months of issue.
- Free Night after $40,000 Annual SpendTrackableMin spend $40,000
Earn an additional Free Night, with a current redemption cap of 60,000 points, after you spend $40,000 on purchases in a calendar year.
- Redeem 3 Nights, Get 4th Night Free
When you redeem points for a consecutive four night IHG hotel stay, the fourth Reward Night is free at that same hotel during that same stay.
Checked Oct 24, 2026Source - Save 30% on IHG One Rewards Points Purchases30% / yr
Save 30% when you buy IHG One Rewards points and pay with your Premier Select card. The discount cannot be combined with other points purchase offers.
Checked Oct 24, 2026Source
Hotel Status
- Automatic IHG Platinum Elite Status
Get automatic IHG One Rewards Platinum Elite status as long as you remain a Premier Select cardmember. Platinum Elite earns up to 6X more points from IHG on stays.
Checked Oct 24, 2026Source - Automatic Elite Night Credits
Get 20 Elite Night Credits when you open your account and again at the start of each calendar year. They count toward Milestone Rewards and your next status tier.
Checked Oct 24, 2026Source - 2 Elite Night Credits for Every $5,000 SpentMin spend $5,000
Earn 2 Elite Night Credits for every $5,000 you spend on purchases with your Premier Select card.
Checked Oct 24, 2026Source - 5 Additional Elite Night Credits After $15,000 SpendMin spend $15,000
Earn 5 extra Elite Night Credits once you spend $15,000 on purchases in a calendar year. They add to the 2 credits you earn for every $5,000 spent.
Checked Oct 24, 2026Source - Diamond Elite Status with $25,000 Annual SpendTrackableMin spend $25,000
Earn IHG One Rewards Diamond Elite status by spending $25,000 or more on purchases in a calendar year. Status lasts through December 31 of the following year. Only the primary cardmember qualifies.
Travel Insurance
- Baggage Delay Insurance
Reimburses essential purchases like toiletries and clothing when your baggage is delayed more than 6 hours, up to $100 a day for up to 3 days.
Checked Oct 24, 2026Source - Lost Luggage Reimbursement
Reimburses up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Checked Oct 24, 2026Source - Trip Cancellation and Interruption Insurance
Reimburses up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short by sickness, severe weather or other covered situations.
Checked Oct 24, 2026Source
More IHG Premier Select Card Benefits
Bonus Earnings
- Up to 28X Points at IHG Hotels and Resorts12 pts / yr
Earn up to 28 total points per $1 at IHG Hotels and Resorts: 12X from the card, up to 10X from IHG for being an IHG One Rewards member, and up to 6X from IHG with the Platinum Elite status this card includes.
Checked Oct 24, 2026Source - 6x Points on Dining and All Other Travel6x points
Earn 6 points per $1 on travel, including rideshare, and on dining at restaurants, including takeout and eligible delivery services. IHG hotel purchases earn 12X instead.
Checked Oct 24, 2026Source - 3x Points on All Other Purchases3x points
Earn 3 IHG One Rewards points per $1 on all other purchases.
Checked Oct 24, 2026Source - Big Spend Bonus Points20,000 pts / yrTrackableMin spend $15,000
Earn 20,000 bonus points after you spend $15,000 on purchases in a calendar year.
Purchase Protection
- Purchase Protection
Covers eligible new purchases against damage or theft for 120 days from the purchase date, up to $500 per item.
Checked Oct 24, 2026Source
Concierge & Membership
- Complimentary DoorDash DashPass$120Enrollment required
Get one year of complimentary DoorDash DashPass, a $120 value, with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027. After that, you are automatically enrolled at the current monthly rate.
Checked Oct 24, 2026Source - Complimentary Instacart+ MembershipEnrollment required
Get three months of complimentary Instacart+ membership when you activate it for the first time with your Premier Select card by 12/31/2027. After that, it renews at $99 a year unless you cancel.
Checked Oct 24, 2026Source
Fees & Miscellaneous
- IHG Credit Card Referral Bonus10,000 pts
Earn 10,000 bonus points for each friend approved for a participating IHG One Rewards credit card through your referral.
Checked Oct 24, 2026Source - No Foreign Transaction Fees
You pay no foreign transaction fees on purchases made outside the United States.
Checked Oct 24, 2026Source
IHG Premier Select vs Other Chase Cards
- United Quest$350 / yr
- Marriott Bonvoy Bountiful$250 / yr
- Southwest Priority$229 / yr
- Aeroplan$195 / yr
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IHG Premier Select FAQs
What is the IHG Premier Select annual fee?
$350 / yr
What are the best IHG Premier Select benefits?
Big Spend Bonus Points (20,000 pts / yr); Anniversary Free Night (); Free Night after $40,000 Annual Spend (); Food and Beverage Rewards at IHG Hotels ($75 / qtr); Airline Statement Credit ($200 / yr)